Cheque dishonour intimation

neeraja2712

Hi

One of our debtor has issued cheques. The cheques were presented but the customer connived with the banker and held the returned cheques from being sent to the presenting bank. This was going on for 2-3 months. Now when we checked with the bank as the credits are not reflected, bank has now returned the cheques as unpaid.

The customer is refusing to pay. What action can be taken on the banker who has not returned the cheques immediately?

Regards
Neeraja

avijay3

Dear friend,

You can file a Consumer case against the banker for deficiency in service.

With regards,
VIJAY

neeraja2712

Hi

Can someone brief me on intimating "Ombudsman Commission" on this issue.

Kuljit Pal Singh

Dear Friend
Every state has set-up Ombudsman which is very easy and free of cost greivance solving machinery.
The process is very simple just give 30 days notice to the errant bank and if reply not come within 30 days fill the form which may be available on net (if not pls tell me) and if they replied and u r not satisfied with reply then also u can approach likewise.
The rest Ombudsman will do. may be u will called for hearing for one day and then award will come at your residence.

In case u need ombudsman Act then also let me know.

Regards

neeraja2712

Hi

Can you attach the act?

Regards
Neeraja

heddurshettar

hello

In a dishonour of cheque following are the remedies
1. The from the date of dishonour within 30 days the legal notice has to be issued. From the date of service of notice within 45 days the a criminal complaint has to be lodged.

2. This is time bond case.

3. The civil suit can also be initiated for recovery of money.