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I had taken a loan around 6 years ago. After a couple of years of repayment, due to work related issues I could not repay the rest.

I moved to another city a couple of years ago for work. Recently, I heard that the bank has sold my debt to another xyz company, after this company started eavesdropping on my profile, in various social networks.

They have my contact number and have contacted me several times. I have told them my situation which does not allow me to pay up the way they want. They in turn are calling up different contacts of mine through the social sites and abusing and disturbing them, saying that I had taken the loan with them as guarantor, which is unbelievable, as they are my acquaintances from my current office where I am working for the past 1 year only. They have even called my office phone and abusing people there and trying to malign my name .

Please suggest as I had taken the loan on the basis of my then job and unfortunately my situation does not allow me to repay the entire amount immediately. Also I am having difficulties with my current office due to this mess.

From India , Pune
Hania, If it is possible, go and visit the bank, tell them your difficulty. Tell them to reschedule the loan repayment and follow it strictly. Clear up the loan as soon as possible. Ramakant
From India, Pune
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