A corporate-co Insurance claim enables to claim 1st claim without any
waiting period.On the month of 1st premium paid, if a member was
admitted to Hospitalization 4 days prior to start of the policy and
extends to 17 days. Shall the claim be paid for full 17 days or (17-
4=) 13 Days. If insurance co says not possible to claim any day,
because of admission done before start of POLICY, what shall one can
do, i.e can any civil case be filed. Orelse what are the possible
ways to get the claim amount.
It being a corporate-co policy, No policy No. is given to employee, so I do not think that it can be taken to IRDA ombudsman/ complaint.
Does the Insurance ACT allow to claim the amount leaving the 4 uncovered days.
Please advise. 6th April 2019 From India, Chennai